/* =========================================================
   MIDWEST FHA INSPECT — Shared styles
   Federal compliance aesthetic. Public Sans + IBM Plex Mono.
   No serif. Cool slate paper.
   ========================================================= */
:root{
  --paper:#F1F4F8;
  --paper-2:#E4EAF1;
  --paper-3:#D6DEE8;
  --white:#FFFFFF;
  --ink:#0F1B2C;
  --ink-2:#1C2D44;
  --ink-3:#3A4A60;
  --ink-muted:#5B6878;
  --ink-faint:#8694A6;
  --navy:#1B2D44;
  --navy-deep:#0A1828;
  --navy-light:#3D5170;
  --navy-pale:#DDE4EE;
  --green:#1F6F47;
  --green-dark:#13522F;
  --green-light:#5DA67D;
  --green-pale:#DDEEE3;
  --amber:#C9881A;
  --amber-dark:#9A6210;
  --amber-pale:#FAF1DD;
  --red:#B91C1C;
  --red-pale:#FDE8E8;
  --rule:#C2C9D2;
  --rule-2:#D8DDE5;
  --rule-3:#E5E9EF;
  --slate-50:#F8FAFC;
  --slate-100:#F1F5F9;
  --slate-200:#E2E8F0;
  --slate-300:#CBD5E1;
  --slate-400:#94A3B8;
  --slate-500:#64748B;
  --slate-700:#334155;
  --slate-900:#0F172A;
  --sans:'Public Sans',-apple-system,system-ui,sans-serif;
  --mono:'IBM Plex Mono',ui-monospace,monospace;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--sans);background:var(--paper);color:var(--ink);font-size:15px;line-height:1.55;font-weight:400;-webkit-font-smoothing:antialiased;font-feature-settings:"tnum","ss01";letter-spacing:-.005em}
a{color:inherit;text-decoration:none}
button{font-family:inherit;cursor:pointer;border:0;background:none;color:inherit}
img{max-width:100%;display:block}
.wrap{max-width:1280px;margin:0 auto;padding:0 32px;position:relative}
.wrap-narrow{max-width:1040px;margin:0 auto;padding:0 32px;position:relative}
@media (max-width:720px){.wrap,.wrap-narrow{padding:0 20px}}

/* DOC STRIP */
.doc-strip{background:var(--navy-deep);color:rgba(255,255,255,.85);padding:8px 0;font-family:var(--mono);font-size:10.5px;font-weight:500;letter-spacing:.04em;border-bottom:1px solid var(--navy)}
.doc-strip-inner{max-width:1280px;margin:0 auto;padding:0 32px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap}
@media (max-width:720px){.doc-strip-inner{padding:0 20px;font-size:10px}}
.doc-strip .ref{display:inline-flex;align-items:center;gap:14px;flex-wrap:wrap}
.doc-strip .ref span{display:inline-flex;align-items:center;gap:6px}
.doc-strip .ref strong{color:var(--white);font-weight:700;letter-spacing:.04em}
.doc-strip .div{width:1px;height:9px;background:rgba(255,255,255,.25)}
.doc-strip .lic{color:rgba(255,255,255,.6)}
.doc-strip .lic strong{color:var(--white)}

/* NAV */
nav.main{background:var(--paper);border-bottom:1px solid var(--rule)}
.nav-inner{display:flex;align-items:center;justify-content:space-between;padding:18px 0;gap:30px}
.brand{display:flex;align-items:center;gap:12px}
.brand-mark{width:38px;height:38px;background:var(--navy);color:var(--white);display:flex;flex-direction:column;align-items:center;justify-content:center;border-radius:4px;font-family:var(--mono);font-size:9.5px;font-weight:700;line-height:1.05;letter-spacing:.04em;flex-shrink:0}
.brand-mark .top{font-size:10px;font-weight:700}
.brand-mark .bot{font-size:7.5px;font-weight:500;color:var(--amber);margin-top:1px;letter-spacing:.08em}
.brand-name{font-family:var(--sans);font-size:18px;font-weight:800;color:var(--navy);letter-spacing:-.025em;line-height:1.1}
.brand-name small{display:block;font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:500;letter-spacing:.05em;margin-top:2px;text-transform:uppercase}
.nav-links{display:flex;gap:28px;align-items:center}
.nav-links a{font-size:11.5px;font-weight:600;color:var(--ink-3);transition:color .12s;letter-spacing:.04em;position:relative;text-transform:uppercase}
.nav-links a:hover{color:var(--navy)}
.nav-links a.active{color:var(--navy)}
.nav-links a.active::after{content:"";position:absolute;left:0;right:0;bottom:-22px;height:2px;background:var(--amber)}
.nav-cta{font-size:12px;font-weight:700;background:var(--navy);color:var(--white);padding:11px 18px;display:inline-flex;align-items:center;gap:8px;transition:background .12s;letter-spacing:.04em;border-radius:2px;text-transform:uppercase}
.nav-cta:hover{background:var(--navy-deep)}
.nav-cta svg{width:12px;height:12px}
@media (max-width:960px){.nav-links{display:none}}

/* BUTTONS */
.btn-navy{background:var(--navy);color:var(--white);padding:14px 22px;font-size:13px;font-weight:700;display:inline-flex;align-items:center;gap:9px;transition:all .12s;cursor:pointer;letter-spacing:.04em;text-transform:uppercase;border-radius:2px;border:1px solid var(--navy)}
.btn-navy:hover{background:var(--navy-deep);border-color:var(--navy-deep)}
.btn-navy svg{width:13px;height:13px;transition:transform .12s}
.btn-navy:hover svg{transform:translateX(2px)}
.btn-line{background:transparent;color:var(--navy);padding:14px 22px;font-size:13px;font-weight:700;display:inline-flex;align-items:center;gap:9px;border:1px solid var(--navy);transition:all .12s;cursor:pointer;letter-spacing:.04em;text-transform:uppercase;border-radius:2px}
.btn-line:hover{background:var(--navy);color:var(--white)}
.btn-green{background:var(--green);color:var(--white);padding:14px 22px;font-size:13px;font-weight:700;display:inline-flex;align-items:center;gap:9px;transition:all .12s;cursor:pointer;letter-spacing:.04em;text-transform:uppercase;border-radius:2px;border:1px solid var(--green)}
.btn-green:hover{background:var(--green-dark);border-color:var(--green-dark)}
.btn-green svg{width:13px;height:13px;transition:transform .12s}
.btn-green:hover svg{transform:translateX(2px)}

/* REF CHIPS */
.ref-chip{display:inline-flex;align-items:center;gap:6px;font-family:var(--mono);font-size:10px;font-weight:600;letter-spacing:.04em;background:var(--navy);color:var(--white);padding:3px 7px;border-radius:2px}
.ref-chip.outline{background:transparent;color:var(--navy);border:1px solid var(--navy)}
.ref-chip.green{background:var(--green);color:var(--white)}
.ref-chip.amber{background:var(--amber);color:var(--white)}
.ref-chip.muted{background:var(--paper-2);color:var(--ink-muted);border:1px solid var(--rule)}

/* STATUS PILLS */
.status{display:inline-flex;align-items:center;gap:6px;font-family:var(--mono);font-size:10.5px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;padding:4px 9px;border-radius:2px;line-height:1.4}
.status::before{content:"";width:6px;height:6px;border-radius:50%}
.status.compliant,.status.approved{background:var(--green-pale);color:var(--green-dark)}
.status.compliant::before,.status.approved::before{background:var(--green)}
.status.conditional,.status.hold{background:var(--amber-pale);color:var(--amber-dark)}
.status.conditional::before,.status.hold::before{background:var(--amber)}
.status.rejected,.status.denied{background:var(--red-pale);color:var(--red)}
.status.rejected::before,.status.denied::before{background:var(--red)}
.status.pending{background:var(--paper-2);color:var(--ink-muted)}
.status.pending::before{background:var(--ink-muted)}

/* HERO — homepage */
.hero{padding:70px 0 90px;background:var(--paper);border-bottom:1px solid var(--rule)}
.hero-grid{display:grid;grid-template-columns:1.35fr 1fr;gap:60px;align-items:start}
@media (max-width:1000px){.hero-grid{grid-template-columns:1fr;gap:40px}}
.hero-eyebrow{display:flex;align-items:center;gap:10px;margin-bottom:28px;font-family:var(--mono);font-size:11px;font-weight:600;color:var(--ink-3);letter-spacing:.04em;text-transform:uppercase;flex-wrap:wrap}
.hero-eyebrow .dot{width:4px;height:4px;background:var(--amber);border-radius:50%}
.hero-eyebrow strong{color:var(--navy);font-weight:700}
h1.hero-h{font-family:var(--sans);font-weight:800;font-size:clamp(48px,6.5vw,92px);line-height:.98;letter-spacing:-.04em;color:var(--ink);margin-bottom:28px;max-width:760px}
h1.hero-h .accent{color:var(--green)}
.hero-lede{max-width:600px;font-size:17.5px;line-height:1.55;color:var(--ink-3);font-weight:400;margin-bottom:36px;letter-spacing:-.005em}
.hero-lede strong{color:var(--ink);font-weight:600}
.hero-ctas{display:inline-flex;gap:10px;flex-wrap:wrap;align-items:center;margin-bottom:40px}
.hero-meta{display:flex;flex-wrap:wrap;gap:24px;padding-top:30px;border-top:1px solid var(--rule)}
.hero-meta-item{display:flex;flex-direction:column;gap:4px}
.hero-meta-item .k{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.hero-meta-item .v{font-family:var(--mono);font-size:13px;color:var(--navy);font-weight:700;letter-spacing:.02em}

/* PAGE HERO — subpages */
.page-hero{padding:54px 0 64px;background:var(--paper);border-bottom:1px solid var(--rule)}
.ph-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:50px;align-items:end}
@media (max-width:1000px){.ph-grid{grid-template-columns:1fr;gap:30px}}
.ph-left .hero-eyebrow{margin-bottom:22px}
.ph-h{font-family:var(--sans);font-weight:800;font-size:clamp(38px,5.2vw,76px);line-height:1;letter-spacing:-.035em;color:var(--ink);margin-bottom:22px;max-width:760px}
.ph-h .accent{color:var(--green)}
.ph-h .slash{color:var(--rule);font-weight:300}
.ph-lede{font-size:16.5px;line-height:1.55;color:var(--ink-3);font-weight:400;letter-spacing:-.005em;max-width:600px;margin-bottom:28px}
.ph-lede strong{color:var(--ink);font-weight:600}
.ph-ctas{display:inline-flex;gap:10px;flex-wrap:wrap;align-items:center}

/* PAGE HERO — variants */
.page-hero.with-strip{padding-bottom:36px}
.page-hero.with-strip .content-wrap{padding-bottom:42px}
.page-hero.centered .content-wrap{max-width:820px;margin:0 auto;text-align:center;padding-bottom:42px}
.page-hero.centered .hero-eyebrow{justify-content:center;flex-wrap:wrap}
.page-hero.centered .ph-h{margin-left:auto;margin-right:auto}
.page-hero.centered .ph-lede{margin-left:auto;margin-right:auto}
.page-hero.centered .ph-ctas{justify-content:center}
.page-hero.compact{padding:46px 0 38px}
.page-hero.compact .ph-h{font-size:clamp(32px,4.4vw,58px);margin-bottom:18px;max-width:820px}
.page-hero.compact .ph-lede{font-size:15.5px;margin-bottom:22px;max-width:680px}

/* HERO STRIPS — variants */
/* A. Requirement index strip (requirements) */
.hero-index-strip{display:grid;grid-template-columns:repeat(6,1fr);gap:0;background:var(--white);border:1px solid var(--rule);border-radius:4px;overflow:hidden}
.hero-index-strip .item{padding:16px 14px;border-right:1px solid var(--rule-2);display:flex;flex-direction:column;gap:8px;transition:background .12s;text-decoration:none;color:inherit}
.hero-index-strip .item:last-child{border-right:0}
.hero-index-strip .item:hover{background:var(--paper)}
.hero-index-strip .item .num{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.hero-index-strip .item .num strong{color:var(--navy);font-weight:700}
.hero-index-strip .item .name{font-family:var(--sans);font-size:13.5px;font-weight:700;color:var(--ink);letter-spacing:-.015em;line-height:1.2}
.hero-index-strip .item .ref{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:500;letter-spacing:.02em;margin-top:auto;padding-top:8px;border-top:1px solid var(--rule-2);text-transform:uppercase}
.hero-index-strip .item .ref strong{color:var(--navy);font-weight:700}
@media (max-width:1000px){.hero-index-strip{grid-template-columns:repeat(3,1fr)}.hero-index-strip .item:nth-child(3n){border-right:0}.hero-index-strip .item:nth-child(-n+3){border-bottom:1px solid var(--rule-2)}}
@media (max-width:600px){.hero-index-strip{grid-template-columns:1fr 1fr}.hero-index-strip .item{border-right:1px solid var(--rule-2)!important;border-bottom:1px solid var(--rule-2)!important}.hero-index-strip .item:nth-child(even){border-right:0!important}.hero-index-strip .item:nth-last-child(-n+2){border-bottom:0!important}}

/* B. Document spec strip (report) */
.spec-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:0;background:var(--white);border:1px solid var(--rule);border-top:3px solid var(--navy);border-radius:0 0 4px 4px;overflow:hidden}
.spec-strip .item{padding:18px 16px;border-right:1px solid var(--rule-2);display:flex;flex-direction:column;gap:5px}
.spec-strip .item:last-child{border-right:0}
.spec-strip .item .k{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.spec-strip .item .v{font-family:var(--mono);font-size:18px;color:var(--navy);font-weight:700;letter-spacing:-.005em;line-height:1.1}
.spec-strip .item .v.small{font-size:13px;letter-spacing:.02em}
.spec-strip .item .sub{font-size:11.5px;color:var(--ink-muted);letter-spacing:-.005em;line-height:1.4;margin-top:3px}
@media (max-width:900px){.spec-strip{grid-template-columns:1fr 1fr}.spec-strip .item:nth-child(odd){border-right:1px solid var(--rule-2)}.spec-strip .item:nth-child(even){border-right:0}.spec-strip .item:not(:nth-last-child(-n+2)){border-bottom:1px solid var(--rule-2)}.spec-strip .item:nth-child(5){grid-column:1/-1;border-right:0;border-bottom:0}}

/* C. Jurisdiction strip (coverage) */
.juris-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:0;background:var(--navy);color:var(--white);border:1px solid var(--navy);border-bottom:3px solid var(--amber);border-radius:4px 4px 0 0;overflow:hidden}
.juris-strip .item{padding:22px 18px;border-right:1px solid rgba(255,255,255,.12);display:flex;flex-direction:column;gap:7px;transition:background .12s;text-decoration:none;color:inherit}
.juris-strip .item:last-child{border-right:0}
.juris-strip .item:hover{background:rgba(255,255,255,.04)}
.juris-strip .item .code{font-family:var(--sans);font-size:52px;font-weight:800;line-height:.85;letter-spacing:-.04em;color:var(--white)}
.juris-strip .item.pending .code{color:rgba(255,255,255,.45)}
.juris-strip .item .name{font-family:var(--mono);font-size:9.5px;color:rgba(255,255,255,.6);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.juris-strip .item .lic{font-family:var(--mono);font-size:10.5px;color:var(--white);font-weight:600;letter-spacing:.02em}
.juris-strip .item .lic.muted{color:rgba(255,255,255,.55)}
.juris-strip .item .vol{font-family:var(--mono);font-size:9.5px;color:rgba(255,255,255,.55);letter-spacing:.04em;font-weight:500;margin-top:auto;padding-top:8px;border-top:1px solid rgba(255,255,255,.12);text-transform:uppercase;display:flex;justify-content:space-between;align-items:baseline}
.juris-strip .item .vol strong{color:var(--white);font-size:13px;font-weight:700;letter-spacing:.02em}
@media (max-width:900px){.juris-strip{grid-template-columns:repeat(3,1fr)}.juris-strip .item:nth-child(3n){border-right:0}.juris-strip .item:nth-child(-n+3){border-bottom:1px solid rgba(255,255,255,.12)}}
@media (max-width:600px){.juris-strip{grid-template-columns:1fr 1fr}.juris-strip .item{border-right:1px solid rgba(255,255,255,.12)!important;border-bottom:1px solid rgba(255,255,255,.12)!important}.juris-strip .item:nth-child(even){border-right:0!important}.juris-strip .item:last-child{border-bottom:0!important}}

/* D. Timeline strip (pipeline) */
.timeline-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:0;background:var(--white);border:1px solid var(--rule);border-radius:4px;overflow:hidden;position:relative}
.timeline-strip::before{content:"";position:absolute;top:42px;left:8%;right:8%;height:2px;background:repeating-linear-gradient(90deg,var(--rule) 0,var(--rule) 5px,transparent 5px,transparent 10px);z-index:0}
.timeline-strip .item{padding:20px 16px;border-right:1px solid var(--rule-2);display:flex;flex-direction:column;gap:6px;position:relative;z-index:1;background:var(--white)}
.timeline-strip .item:last-child{border-right:0}
.timeline-strip .item .day-stop{width:36px;height:36px;border-radius:50%;background:var(--navy);color:var(--white);display:flex;align-items:center;justify-content:center;font-family:var(--mono);font-size:11px;font-weight:700;letter-spacing:.02em;margin-bottom:4px;border:3px solid var(--paper);box-shadow:0 0 0 1px var(--rule)}
.timeline-strip .item.rush .day-stop{background:var(--amber)}
.timeline-strip .item.deliver .day-stop{background:var(--green)}
.timeline-strip .item .tl-label{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.timeline-strip .item .tl-title{font-family:var(--sans);font-size:14px;font-weight:700;color:var(--ink);letter-spacing:-.015em;line-height:1.2}
.timeline-strip .item .tl-sub{font-size:11.5px;color:var(--ink-muted);letter-spacing:-.005em;line-height:1.45;margin-top:2px}
@media (max-width:900px){.timeline-strip{grid-template-columns:1fr 1fr}.timeline-strip::before{display:none}.timeline-strip .item{border-right:1px solid var(--rule-2);border-bottom:1px solid var(--rule-2)}.timeline-strip .item:nth-child(even){border-right:0}.timeline-strip .item:nth-child(5){grid-column:1/-1;border-bottom:0}}

/* E. Credentials strip (about) */
.creds-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:0;background:var(--white);border:1px solid var(--rule);border-top:3px solid var(--green);border-radius:0 0 4px 4px;overflow:hidden}
.creds-strip .item{padding:20px 18px;border-right:1px solid var(--rule-2);display:flex;flex-direction:column;gap:5px}
.creds-strip .item:last-child{border-right:0}
.creds-strip .item .k{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.creds-strip .item .v{font-family:var(--sans);font-size:26px;color:var(--navy);font-weight:800;letter-spacing:-.025em;line-height:1}
.creds-strip .item .v.small{font-family:var(--mono);font-size:14px;letter-spacing:.02em;font-weight:700}
.creds-strip .item .sub{font-size:11.5px;color:var(--ink-muted);letter-spacing:-.005em;line-height:1.4;margin-top:4px}
@media (max-width:900px){.creds-strip{grid-template-columns:1fr 1fr}.creds-strip .item:nth-child(odd){border-right:1px solid var(--rule-2)}.creds-strip .item:nth-child(even){border-right:0}.creds-strip .item:not(:nth-last-child(-n+2)){border-bottom:1px solid var(--rule-2)}.creds-strip .item:nth-child(5){grid-column:1/-1;border-right:0;border-bottom:0}}

/* F. Category index (faq) */
.cat-index{display:grid;grid-template-columns:repeat(6,1fr);gap:0;background:var(--white);border:1px solid var(--rule);border-radius:4px;overflow:hidden}
.cat-index .item{padding:18px 14px;border-right:1px solid var(--rule-2);display:flex;flex-direction:column;gap:7px;text-decoration:none;color:inherit;transition:background .12s}
.cat-index .item:last-child{border-right:0}
.cat-index .item:hover{background:var(--paper)}
.cat-index .item .cat-num{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.cat-index .item .cat-num strong{color:var(--navy);font-weight:700}
.cat-index .item .cat-label{font-family:var(--sans);font-size:13.5px;font-weight:700;color:var(--ink);letter-spacing:-.015em;line-height:1.2}
.cat-index .item .cat-count{font-family:var(--mono);font-size:10.5px;color:var(--green-dark);font-weight:700;letter-spacing:.02em;margin-top:auto;padding-top:8px;border-top:1px solid var(--rule-2);text-transform:uppercase}
.cat-index .item .cat-count strong{color:var(--green);font-size:13px}
@media (max-width:900px){.cat-index{grid-template-columns:repeat(3,1fr)}.cat-index .item:nth-child(3n){border-right:0}.cat-index .item:nth-child(-n+3){border-bottom:1px solid var(--rule-2)}}
@media (max-width:600px){.cat-index{grid-template-columns:1fr 1fr}.cat-index .item{border-right:1px solid var(--rule-2)!important;border-bottom:1px solid var(--rule-2)!important}.cat-index .item:nth-child(even){border-right:0!important}.cat-index .item:nth-last-child(-n+2){border-bottom:0!important}}

/* COMPLIANCE SCORECARD (used in hero + subpage hero) */
.scorecard{background:var(--white);border:1px solid var(--rule);border-radius:4px;overflow:hidden;box-shadow:0 1px 0 var(--rule-2)}
.scorecard-head{background:var(--navy);color:var(--white);padding:16px 22px;display:flex;justify-content:space-between;align-items:center;gap:14px;flex-wrap:wrap;border-bottom:3px solid var(--amber)}
.scorecard-head .title{font-family:var(--sans);font-size:13px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;color:var(--white);line-height:1.2}
.scorecard-head .title small{display:block;font-family:var(--mono);font-size:9.5px;color:rgba(255,255,255,.6);font-weight:500;letter-spacing:.06em;margin-top:3px}
.scorecard-head .rev{font-family:var(--mono);font-size:10px;color:rgba(255,255,255,.7);font-weight:500;letter-spacing:.04em}
.scorecard-row{padding:14px 22px;border-bottom:1px solid var(--rule-2);display:grid;grid-template-columns:1fr auto;gap:14px;align-items:center}
.scorecard-row:last-child{border-bottom:0}
.scorecard-row .label{display:flex;flex-direction:column;gap:3px}
.scorecard-row .label .k{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.scorecard-row .label .desc{font-family:var(--sans);font-size:13.5px;color:var(--ink);font-weight:500;line-height:1.35;letter-spacing:-.005em}
.scorecard-row .value{font-family:var(--mono);font-size:24px;font-weight:700;color:var(--navy);letter-spacing:-.01em;line-height:1;text-align:right}
.scorecard-row .value .unit{font-family:var(--mono);font-size:11px;color:var(--ink-muted);font-weight:500;margin-left:3px;letter-spacing:.02em}
.scorecard-row .value.green{color:var(--green)}
.scorecard-row .value.amber{color:var(--amber)}
.scorecard-row .value.small{font-size:14px;letter-spacing:.02em}
.scorecard-foot{background:var(--paper);padding:14px 22px;border-top:1px solid var(--rule-2);display:flex;justify-content:space-between;align-items:center;gap:14px;font-family:var(--mono);font-size:10px;color:var(--ink-muted);font-weight:500;letter-spacing:.04em;text-transform:uppercase}
.scorecard-foot .seal{display:inline-flex;align-items:center;gap:6px;color:var(--green-dark);font-weight:700}
.scorecard-foot .seal::before{content:"";width:7px;height:7px;background:var(--green);border-radius:50%}

/* SECTION */
.sec{padding:100px 0;border-top:1px solid var(--rule);background:var(--paper)}
.sec.navy{background:var(--navy);color:var(--white);border-top-color:var(--navy)}
.sec.white{background:var(--white)}
.sec.compact{padding:70px 0}
.sec-doc-header{display:flex;justify-content:space-between;align-items:center;gap:20px;padding-bottom:18px;border-bottom:2px solid var(--ink);margin-bottom:42px;flex-wrap:wrap;font-family:var(--mono);font-size:11px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-3)}
.sec.navy .sec-doc-header{border-bottom-color:var(--amber);color:rgba(255,255,255,.7)}
.sec-doc-header .num{display:inline-flex;align-items:center;gap:14px;flex-wrap:wrap}
.sec-doc-header .num strong{color:var(--ink);font-weight:800}
.sec.navy .sec-doc-header .num strong{color:var(--white)}
.sec-doc-header .ref{font-family:var(--mono);font-size:10px;color:var(--ink-muted);font-weight:500}
.sec.navy .sec-doc-header .ref{color:rgba(255,255,255,.55)}
.sec-head{margin-bottom:60px;display:grid;grid-template-columns:1.4fr 1fr;gap:60px;align-items:end}
@media (max-width:1000px){.sec-head{grid-template-columns:1fr;gap:24px;margin-bottom:48px}}
.sec-title{font-family:var(--sans);font-size:clamp(36px,4.8vw,68px);font-weight:800;line-height:1;letter-spacing:-.035em;color:var(--ink);max-width:760px}
.sec-title .accent{color:var(--green)}
.sec-title .slash{color:var(--rule);font-weight:300}
.sec.navy .sec-title{color:var(--white)}
.sec.navy .sec-title .accent{color:var(--green-light)}
.sec.navy .sec-title .slash{color:rgba(255,255,255,.3)}
.sec-intro{font-size:15.5px;line-height:1.6;color:var(--ink-3);font-weight:400;letter-spacing:-.005em;max-width:440px}
.sec-intro strong{color:var(--ink);font-weight:600}
.sec-intro a{color:var(--green);font-weight:600;border-bottom:1px solid var(--green)}
.sec-intro a:hover{background:var(--green);color:var(--white)}
.sec.navy .sec-intro{color:rgba(255,255,255,.75)}
.sec.navy .sec-intro strong{color:var(--white)}

/* REQUIREMENTS GRID */
.req-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media (max-width:1000px){.req-grid{grid-template-columns:1fr 1fr}}
@media (max-width:680px){.req-grid{grid-template-columns:1fr}}
.req-card{background:var(--white);border:1px solid var(--rule);border-radius:4px;padding:24px 22px;display:flex;flex-direction:column;gap:14px;position:relative;transition:border-color .15s}
.req-card:hover{border-color:var(--navy)}
.req-card-head{display:flex;justify-content:space-between;align-items:center;gap:10px;padding-bottom:14px;border-bottom:1px solid var(--rule-2)}
.req-num{font-family:var(--mono);font-size:10px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.req-num strong{color:var(--navy);font-weight:700}
.req-card h3{font-family:var(--sans);font-size:20px;font-weight:700;line-height:1.15;letter-spacing:-.02em;color:var(--ink)}
.req-card .ref{font-family:var(--mono);font-size:10px;font-weight:500;color:var(--ink-muted);letter-spacing:.02em}
.req-card .ref strong{color:var(--navy);font-weight:600}
.req-card .body{font-size:13.5px;line-height:1.55;color:var(--ink-3);letter-spacing:-.005em}
.req-card .body strong{color:var(--ink);font-weight:600}
.req-card-foot{margin-top:auto;padding-top:14px;border-top:1px solid var(--rule-2);display:flex;justify-content:space-between;align-items:center;gap:10px}

/* METRIC GRID (Navy section) */
.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.12)}
@media (max-width:900px){.metric-grid{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.metric-grid{grid-template-columns:1fr}}
.metric{background:var(--navy);padding:28px 24px;display:flex;flex-direction:column;gap:10px}
.metric .label{font-family:var(--mono);font-size:10px;color:rgba(255,255,255,.55);font-weight:600;letter-spacing:.06em;text-transform:uppercase;display:flex;justify-content:space-between;align-items:center}
.metric .label .delta{color:var(--green-light);font-weight:700;letter-spacing:.02em}
.metric .label .delta.amber{color:var(--amber)}
.metric .value{font-family:var(--mono);font-size:42px;font-weight:700;color:var(--white);line-height:1;letter-spacing:-.025em;display:flex;align-items:baseline;gap:5px}
.metric .value .unit{font-family:var(--mono);font-size:14px;color:rgba(255,255,255,.55);font-weight:500;margin-left:3px}
.metric .value.green{color:var(--green-light)}
.metric .value.amber{color:var(--amber)}
.metric .sub{font-size:12.5px;color:rgba(255,255,255,.65);font-weight:500;letter-spacing:-.005em;line-height:1.5;margin-top:4px}
.metric .sub strong{color:var(--white);font-weight:600}

/* TOC (Report structure) */
.toc{background:var(--white);border:1px solid var(--rule);border-radius:4px;overflow:hidden}
.toc-head{background:var(--paper-2);padding:14px 22px;display:flex;justify-content:space-between;align-items:center;gap:14px;font-family:var(--mono);font-size:10.5px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--ink-muted);border-bottom:1px solid var(--rule)}
.toc-head strong{color:var(--ink);font-weight:700}
.toc-row{display:grid;grid-template-columns:80px 1fr auto;gap:24px;padding:22px;border-bottom:1px solid var(--rule-2);align-items:center}
.toc-row:last-child{border-bottom:0}
@media (max-width:700px){.toc-row{grid-template-columns:60px 1fr;gap:18px}.toc-row>div:nth-child(3){grid-column:1/-1;padding-left:78px}}
.toc-num{font-family:var(--mono);font-size:36px;font-weight:700;color:var(--navy);letter-spacing:-.02em;line-height:1}
.toc-row.b .toc-num{color:var(--green)}
.toc-row.c .toc-num{color:var(--amber)}
.toc-body h4{font-family:var(--sans);font-size:21px;font-weight:700;line-height:1.15;letter-spacing:-.02em;color:var(--ink);margin-bottom:6px}
.toc-body p{font-size:13.5px;line-height:1.55;color:var(--ink-3);letter-spacing:-.005em;margin-bottom:8px}
.toc-body p:last-child{margin-bottom:0}
.toc-body p strong{color:var(--ink);font-weight:600}
.toc-meta{display:flex;flex-direction:column;gap:6px;align-items:flex-end}
.toc-meta .k{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.toc-meta .v{font-family:var(--mono);font-size:13px;color:var(--ink);font-weight:700;letter-spacing:.02em}
@media (max-width:700px){.toc-meta{align-items:flex-start}}

/* MATRIX TABLE (Loan programs) */
.matrix{background:var(--white);border:1px solid var(--rule);border-radius:4px;overflow:hidden}
.matrix-row{display:grid;grid-template-columns:180px 1fr 130px 220px;gap:0;align-items:center;border-bottom:1px solid var(--rule-2)}
.matrix-row:last-child{border-bottom:0}
.matrix-row.head{background:var(--navy);color:var(--white);font-family:var(--mono);font-size:10px;font-weight:700;letter-spacing:.06em;text-transform:uppercase}
.matrix-row.head .matrix-cell{color:rgba(255,255,255,.75);padding:12px 18px}
.matrix-row.head .matrix-cell:first-child{color:var(--white)}
.matrix-cell{padding:18px;border-right:1px solid var(--rule-2);font-size:14px;line-height:1.5;letter-spacing:-.005em}
.matrix-cell:last-child{border-right:0}
.matrix-cell .prog{font-family:var(--sans);font-size:15.5px;font-weight:700;color:var(--ink);letter-spacing:-.015em}
.matrix-cell .prog small{display:block;font-family:var(--mono);font-size:10px;color:var(--ink-muted);font-weight:500;letter-spacing:.02em;margin-top:3px;text-transform:uppercase}
.matrix-cell .note{color:var(--ink-3);font-size:13px;line-height:1.5}
.matrix-cell .note strong{color:var(--ink);font-weight:600}
@media (max-width:760px){
  .matrix-row{grid-template-columns:1fr 1fr;gap:0}
  .matrix-row.head{display:none}
  .matrix-cell{border-bottom:1px solid var(--rule-2)}
  .matrix-cell:first-child{grid-column:1/-1;background:var(--paper-2);padding:12px 18px}
}

/* COVERAGE GRID */
.coverage-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
@media (max-width:1000px){.coverage-grid{grid-template-columns:repeat(3,1fr)}}
@media (max-width:680px){.coverage-grid{grid-template-columns:1fr 1fr}}
.cov-card{background:var(--white);border:1px solid var(--rule);border-radius:4px;padding:22px 20px;display:flex;flex-direction:column;gap:12px}
.cov-card.pending{background:var(--paper-2);border-style:dashed}
.cov-head{display:flex;justify-content:space-between;align-items:center;padding-bottom:10px;border-bottom:1px solid var(--rule-2)}
.cov-code{font-family:var(--sans);font-size:36px;font-weight:800;color:var(--navy);line-height:.9;letter-spacing:-.04em}
.cov-card.pending .cov-code{color:var(--ink-muted)}
.cov-body{display:flex;flex-direction:column;gap:4px}
.cov-body .name{font-family:var(--sans);font-size:14px;font-weight:700;color:var(--ink);letter-spacing:-.01em}
.cov-body .lic{font-family:var(--mono);font-size:10px;color:var(--ink-muted);font-weight:500;letter-spacing:.02em}
.cov-body .lic strong{color:var(--navy);font-weight:700}
.cov-foot{margin-top:auto;padding-top:12px;border-top:1px solid var(--rule-2);display:flex;justify-content:space-between;align-items:baseline;gap:8px}
.cov-foot .vol{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:500;letter-spacing:.04em;text-transform:uppercase}
.cov-foot .vol strong{color:var(--navy);font-family:var(--mono);font-size:13px;font-weight:700;letter-spacing:.02em;display:block}

/* STATE BLOCK (detailed state breakdown for coverage page) */
.state-block{background:var(--white);border:1px solid var(--rule);border-radius:4px;padding:0;margin-bottom:14px;overflow:hidden}
.state-block.pending{background:var(--paper-2);border-style:dashed}
.state-block-head{background:var(--paper-2);padding:18px 28px;display:grid;grid-template-columns:100px 1fr auto;gap:24px;align-items:center;border-bottom:1px solid var(--rule)}
.state-block.pending .state-block-head{background:var(--paper-3)}
@media (max-width:760px){.state-block-head{grid-template-columns:70px 1fr;gap:18px;padding:16px 22px}.state-block-head>div:nth-child(3){grid-column:1/-1}}
.state-block .sb-code{font-family:var(--sans);font-size:56px;font-weight:800;line-height:.85;letter-spacing:-.04em;color:var(--navy)}
.state-block.pending .sb-code{color:var(--ink-muted)}
.state-block .sb-name{font-family:var(--sans);font-size:24px;font-weight:700;line-height:1.1;letter-spacing:-.02em;color:var(--ink);margin-bottom:5px}
.state-block .sb-meta{font-family:var(--mono);font-size:11px;color:var(--ink-muted);font-weight:500;letter-spacing:.02em;line-height:1.6}
.state-block .sb-meta strong{color:var(--navy);font-weight:700}
.state-block-body{padding:24px 28px;display:grid;grid-template-columns:1fr 1fr;gap:32px}
@media (max-width:760px){.state-block-body{grid-template-columns:1fr;gap:24px;padding:22px}}
.sb-section h5{font-family:var(--mono);font-size:10px;color:var(--navy);font-weight:700;letter-spacing:.06em;text-transform:uppercase;margin-bottom:12px;display:flex;align-items:center;gap:8px}
.sb-section h5::before{content:"";width:14px;height:1px;background:var(--amber)}
.sb-counties{display:grid;grid-template-columns:1fr 1fr;gap:5px 18px;font-size:13.5px}
@media (max-width:480px){.sb-counties{grid-template-columns:1fr}}
.sb-county{display:flex;align-items:baseline;gap:6px;color:var(--ink-3);letter-spacing:-.005em}
.sb-county.flag{color:var(--ink);font-weight:600}
.sb-county.flag::before{content:"★";color:var(--amber);font-size:10px;flex-shrink:0;margin-right:2px}
.sb-county .seat{font-family:var(--mono);font-size:10px;color:var(--ink-muted);font-weight:500;letter-spacing:.02em;margin-left:auto}
.sb-stats{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.sb-stat{padding:12px 14px;background:var(--paper);border-radius:2px;border:1px solid var(--rule-2)}
.sb-stat-k{font-family:var(--mono);font-size:9.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.06em;text-transform:uppercase;margin-bottom:5px}
.sb-stat-v{font-family:var(--mono);font-size:22px;font-weight:700;color:var(--navy);letter-spacing:-.015em;line-height:1}
.sb-stat-v.green{color:var(--green)}
.sb-stat-v.amber{color:var(--amber)}
.sb-stat-v.small{font-size:13px;letter-spacing:.02em}
.sb-stat-sub{font-size:11px;color:var(--ink-muted);font-weight:500;margin-top:4px;letter-spacing:-.005em}

/* SUBMIT FORM */
.form-shell{background:var(--white);border:1px solid var(--rule);border-radius:4px;max-width:1040px;margin:0 auto;overflow:hidden}
.form-head{background:var(--navy);color:var(--white);padding:22px 32px;display:flex;justify-content:space-between;align-items:center;gap:24px;flex-wrap:wrap;border-bottom:3px solid var(--amber)}
@media (max-width:600px){.form-head{padding:20px 24px}}
.form-head .title{display:flex;flex-direction:column;gap:4px}
.form-head .title .k{font-family:var(--mono);font-size:10px;color:rgba(255,255,255,.6);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.form-head .title h3{font-family:var(--sans);font-size:24px;font-weight:800;line-height:1;letter-spacing:-.025em}
.form-head .recip{font-family:var(--mono);font-size:11px;color:rgba(255,255,255,.6);letter-spacing:.02em;line-height:1.5;text-align:right}
.form-head .recip strong{color:var(--white);display:block;font-weight:600;letter-spacing:0}
@media (max-width:600px){.form-head .recip{text-align:left}}
.form-inner{padding:32px}
@media (max-width:600px){.form-inner{padding:24px}}
.form-section{padding:24px 0;border-top:1px solid var(--rule-2)}
.form-section:first-of-type{border-top:0;padding-top:0}
.form-section-label{font-family:var(--mono);font-size:10px;font-weight:700;color:var(--navy);letter-spacing:.06em;text-transform:uppercase;margin-bottom:18px;display:flex;align-items:center;gap:10px}
.form-section-label::before{content:"";width:16px;height:1px;background:var(--amber)}
.form-section-label .step{background:var(--navy);color:var(--white);padding:2px 6px;border-radius:2px;font-size:9.5px;font-weight:700;letter-spacing:.06em;margin-right:4px}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:14px}
.form-row.full{grid-template-columns:1fr}
.form-row.three{grid-template-columns:1fr 1fr 1fr}
@media (max-width:600px){.form-row,.form-row.three{grid-template-columns:1fr}}
.field{display:flex;flex-direction:column;gap:6px}
.field label{font-family:var(--mono);font-size:10.5px;font-weight:600;letter-spacing:.04em;text-transform:uppercase;color:var(--ink-muted)}
.field label .req{color:var(--amber);margin-left:3px}
.field input,.field select,.field textarea{font-family:var(--sans);font-size:14.5px;color:var(--ink);background:var(--paper);border:1px solid var(--rule);padding:11px 13px;width:100%;transition:all .12s;letter-spacing:-.005em;font-weight:500;border-radius:2px}
.field input::placeholder,.field textarea::placeholder{color:var(--ink-faint);font-weight:400}
.field input:focus,.field select:focus,.field textarea:focus{outline:0;border-color:var(--navy);background:var(--white);box-shadow:0 0 0 2px var(--navy-pale)}
.field textarea{resize:vertical;min-height:90px;line-height:1.55;font-weight:400}
.field select{cursor:pointer;appearance:none;-webkit-appearance:none;background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231B2D44' stroke-width='2.2'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;background-size:14px;padding-right:36px}
.form-submit{margin-top:24px;padding-top:24px;border-top:2px solid var(--ink);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:18px}
.form-submit .promise{font-size:12.5px;color:var(--ink-3);letter-spacing:-.005em;max-width:420px;line-height:1.5}
.form-submit .promise strong{color:var(--ink);font-weight:600;display:block;margin-bottom:2px}

/* FAQ */
.faq{max-width:880px;margin:0 auto;border-top:1px solid var(--rule)}
.faq.no-max{max-width:none}
.faq-item{border-bottom:1px solid var(--rule)}
.faq-q{width:100%;text-align:left;padding:22px 0;display:grid;grid-template-columns:80px 1fr 28px;gap:18px;align-items:center;transition:color .12s}
.faq-q:hover .q-text{color:var(--navy)}
.faq-q .q-num{font-family:var(--mono);font-size:11px;font-weight:700;color:var(--navy);letter-spacing:.04em;text-transform:uppercase}
.faq-q .q-text{font-family:var(--sans);font-size:18px;font-weight:700;line-height:1.3;letter-spacing:-.015em;color:var(--ink);transition:color .12s}
.faq-q .q-toggle{width:26px;height:26px;border:1px solid var(--rule);display:flex;align-items:center;justify-content:center;font-size:14px;font-weight:500;transition:all .18s;color:var(--ink-3);border-radius:2px}
.faq-item.open .q-toggle{background:var(--navy);color:var(--white);border-color:var(--navy);transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s ease}
.faq-item.open .faq-a{max-height:900px}
.faq-a-inner{padding:0 28px 24px 98px;font-size:14.5px;line-height:1.65;color:var(--ink-3);letter-spacing:-.005em}
.faq-a-inner p{margin-bottom:10px}
.faq-a-inner p:last-child{margin-bottom:0}
.faq-a-inner strong{color:var(--ink);font-weight:600}
.faq-a-inner a{color:var(--green);border-bottom:1px solid var(--green);font-weight:600}
.faq-a-inner a:hover{background:var(--green);color:var(--white)}
.faq-a-inner ul{padding-left:18px;margin-bottom:10px}
.faq-a-inner li{margin-bottom:5px}
.faq-category-head{padding:34px 0 16px;border-bottom:2px solid var(--ink);display:flex;justify-content:space-between;align-items:baseline;gap:20px;flex-wrap:wrap}
.faq-category-head:first-child{padding-top:0}
.faq-category-head .label{font-family:var(--sans);font-size:22px;font-weight:800;color:var(--ink);letter-spacing:-.02em}
.faq-category-head .count{font-family:var(--mono);font-size:10.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.04em;text-transform:uppercase}

/* FINAL CTA */
.final-cta{background:var(--navy);color:var(--white);padding:120px 0 110px;border-top:3px solid var(--amber)}
.final-cta-inner{display:grid;grid-template-columns:1.4fr 1fr;gap:60px;align-items:center}
@media (max-width:900px){.final-cta-inner{grid-template-columns:1fr;gap:40px}}
.final-cta-eyebrow{display:flex;align-items:center;gap:10px;margin-bottom:24px;font-family:var(--mono);font-size:11px;font-weight:600;color:rgba(255,255,255,.6);letter-spacing:.04em;text-transform:uppercase}
.final-cta-eyebrow .dot{width:4px;height:4px;background:var(--amber);border-radius:50%}
.final-cta h2{font-family:var(--sans);font-size:clamp(40px,5.5vw,76px);font-weight:800;line-height:1;letter-spacing:-.04em;color:var(--white);margin-bottom:22px}
.final-cta h2 .accent{color:var(--green-light)}
.final-cta p{font-size:16px;color:rgba(255,255,255,.75);line-height:1.6;letter-spacing:-.005em;max-width:520px;margin-bottom:32px}
.final-cta p strong{color:var(--white);font-weight:600}
.final-ctas{display:inline-flex;gap:10px;flex-wrap:wrap}
.final-ctas .btn-navy{background:var(--white);color:var(--navy);border-color:var(--white)}
.final-ctas .btn-navy:hover{background:var(--amber);color:var(--white);border-color:var(--amber)}
.final-ctas .btn-line{color:var(--white);border-color:rgba(255,255,255,.4)}
.final-ctas .btn-line:hover{background:var(--white);color:var(--navy);border-color:var(--white)}
.final-cta-side{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.12);border-radius:4px;padding:24px;display:flex;flex-direction:column;gap:14px}
.final-cta-side .k{font-family:var(--mono);font-size:10px;color:rgba(255,255,255,.55);font-weight:600;letter-spacing:.06em;text-transform:uppercase}
.final-cta-side .v{font-family:var(--mono);font-size:14px;color:var(--white);font-weight:600;letter-spacing:.02em}
.final-cta-side .row{display:flex;justify-content:space-between;align-items:baseline;gap:14px;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,.1)}
.final-cta-side .row:last-child{border-bottom:0;padding-bottom:0}

/* FOOTER */
footer{background:var(--navy-deep);color:rgba(255,255,255,.7);padding:50px 0 30px;border-top:1px solid rgba(255,255,255,.08)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px;padding-bottom:32px;border-bottom:1px solid rgba(255,255,255,.1)}
@media (max-width:760px){.foot-grid{grid-template-columns:1fr 1fr;gap:30px}}
@media (max-width:480px){.foot-grid{grid-template-columns:1fr}}
.foot-brand{display:flex;flex-direction:column;gap:14px}
.foot-brand .name{display:flex;align-items:center;gap:10px}
.foot-brand .mark{width:36px;height:36px;background:var(--white);color:var(--navy);display:flex;flex-direction:column;align-items:center;justify-content:center;border-radius:4px;font-family:var(--mono);font-size:9px;font-weight:700;line-height:1.05;letter-spacing:.04em}
.foot-brand .mark .top{font-size:9.5px}
.foot-brand .mark .bot{font-size:7px;color:var(--amber);margin-top:1px;font-weight:500;letter-spacing:.08em}
.foot-brand .text{font-family:var(--sans);font-size:16px;font-weight:800;color:var(--white);letter-spacing:-.02em;line-height:1.1}
.foot-brand .text small{display:block;font-family:var(--mono);font-size:9px;color:rgba(255,255,255,.5);font-weight:500;letter-spacing:.06em;margin-top:2px;text-transform:uppercase}
.foot-brand p{font-size:13px;line-height:1.6;color:rgba(255,255,255,.6);max-width:340px;letter-spacing:-.005em}
.foot-hub{padding:12px 14px;background:rgba(255,255,255,.04);border-left:2px solid var(--amber);font-family:var(--mono);font-size:10px;color:rgba(255,255,255,.7);letter-spacing:.04em;font-weight:500;text-transform:uppercase;border-radius:0 2px 2px 0;display:flex;gap:14px;flex-wrap:wrap;justify-content:space-between;align-items:center}
.foot-hub a{color:var(--white);font-weight:600}
.foot-hub a:hover{color:var(--amber)}
.foot-col h5{font-family:var(--mono);font-size:10px;color:var(--amber);letter-spacing:.06em;font-weight:700;margin-bottom:16px;text-transform:uppercase}
.foot-col ul{list-style:none;display:flex;flex-direction:column;gap:9px}
.foot-col a{font-size:13.5px;color:rgba(255,255,255,.72);transition:color .12s;letter-spacing:-.005em;font-weight:500}
.foot-col a:hover{color:var(--white)}
.foot-col .field{display:flex;flex-direction:column;gap:2px;margin-bottom:4px}
.foot-col .field .k{font-family:var(--mono);font-size:9px;color:rgba(255,255,255,.5);letter-spacing:.06em;font-weight:600;text-transform:uppercase}
.foot-col .field .v{font-family:var(--mono);font-size:11px;color:rgba(255,255,255,.85);font-weight:600;letter-spacing:.02em}
.foot-meta{padding-top:24px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:18px;align-items:center;font-family:var(--mono);font-size:10px;color:rgba(255,255,255,.45);letter-spacing:.04em;font-weight:500;text-transform:uppercase}

/* PROSE — long-form body text */
.prose{max-width:720px;margin:0 auto;font-size:15.5px;line-height:1.7;color:var(--ink-3);letter-spacing:-.005em}
.prose p{margin-bottom:16px}
.prose strong{color:var(--ink);font-weight:600}
.prose em{color:var(--green);font-style:normal;font-weight:600}
.prose h3{font-family:var(--sans);font-size:24px;font-weight:800;color:var(--ink);margin:32px 0 12px;letter-spacing:-.025em;line-height:1.2}
.prose h4{font-family:var(--sans);font-size:16px;font-weight:700;color:var(--ink);margin:22px 0 8px;letter-spacing:-.015em}
.prose ul{padding-left:22px;margin-bottom:16px}
.prose li{margin-bottom:7px}
.prose a{color:var(--green);border-bottom:1px solid var(--green);font-weight:600;transition:all .12s}
.prose a:hover{background:var(--green);color:var(--white)}

/* CARDS — generic grids */
.cards-2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:900px){.cards-2{grid-template-columns:1fr}}
.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
@media (max-width:900px){.cards-3{grid-template-columns:1fr}}
.cards-4{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
@media (max-width:900px){.cards-4{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.cards-4{grid-template-columns:1fr}}
.card{background:var(--white);border:1px solid var(--rule);border-radius:4px;padding:28px 26px;display:flex;flex-direction:column;gap:14px;transition:border-color .15s}
.card:hover{border-color:var(--navy)}
.card.alt{background:var(--paper-2);border-color:var(--rule-2)}
.card.dark{background:var(--navy);color:var(--white);border-color:var(--navy)}
.card.dark .card-h{color:var(--white)}
.card.dark .card-body{color:rgba(255,255,255,.75)}
.card.dark .card-body strong{color:var(--white)}
.card.dark .card-eyebrow{color:rgba(255,255,255,.6)}
.card-eyebrow{font-family:var(--mono);font-size:10px;font-weight:700;color:var(--navy);letter-spacing:.06em;text-transform:uppercase;display:flex;align-items:center;gap:8px}
.card-eyebrow::before{content:"";width:16px;height:1px;background:var(--amber)}
.card-h{font-family:var(--sans);font-size:22px;font-weight:700;line-height:1.15;letter-spacing:-.02em;color:var(--ink)}
.card-h .accent{color:var(--green)}
.card-body{font-size:14px;line-height:1.6;color:var(--ink-3);letter-spacing:-.005em}
.card-body strong{color:var(--ink);font-weight:600}
.card-body p{margin-bottom:10px}
.card-body p:last-child{margin-bottom:0}
.card-body ul{padding-left:18px;margin:6px 0}
.card-body li{margin-bottom:4px}
.card-meta{margin-top:auto;padding-top:14px;border-top:1px solid var(--rule-2);display:flex;justify-content:space-between;align-items:center;gap:10px}
.card.dark .card-meta{border-top-color:rgba(255,255,255,.18)}

/* DEFINITION LIST */
.dl{border-top:1px solid var(--rule);margin:0;background:var(--white);border-left:1px solid var(--rule);border-right:1px solid var(--rule);border-bottom:1px solid var(--rule);border-radius:4px}
.dl-row{display:grid;grid-template-columns:260px 1fr;gap:30px;padding:18px 24px;border-bottom:1px solid var(--rule-2);align-items:baseline}
.dl-row:last-child{border-bottom:0}
@media (max-width:700px){.dl-row{grid-template-columns:1fr;gap:6px;padding:14px 20px}}
.dl-row dt{font-family:var(--mono);font-size:10.5px;color:var(--ink-muted);font-weight:600;letter-spacing:.04em;text-transform:uppercase}
.dl-row dt strong{color:var(--navy);font-weight:700}
.dl-row dd{font-size:14.5px;color:var(--ink);font-weight:500;letter-spacing:-.005em;line-height:1.55}
.dl-row dd strong{font-weight:700}
.dl-row dd em{color:var(--green);font-style:normal;font-weight:600}
.dl-row dd a{color:var(--green);font-weight:600;border-bottom:1px solid var(--green)}

/* CALLOUT */
.callout{background:var(--white);border-left:3px solid var(--navy);padding:20px 24px;border-radius:0 4px 4px 0;margin:22px 0;font-size:14.5px;line-height:1.6;color:var(--ink-3);letter-spacing:-.005em;border-top:1px solid var(--rule);border-right:1px solid var(--rule);border-bottom:1px solid var(--rule)}
.callout.amber{border-left-color:var(--amber)}
.callout.green{border-left-color:var(--green)}
.callout strong{color:var(--ink);font-weight:700}
.callout .label{font-family:var(--mono);font-size:10.5px;font-weight:700;color:var(--navy);letter-spacing:.06em;text-transform:uppercase;margin-bottom:8px;display:flex;align-items:center;gap:8px}
.callout.amber .label{color:var(--amber-dark)}
.callout.green .label{color:var(--green-dark)}
.callout .label::before{content:"";width:14px;height:1px;background:currentColor}

/* ALERT BOX (with icon) */
.alert{background:var(--white);border:1px solid var(--rule);border-radius:4px;padding:22px 26px;display:grid;grid-template-columns:auto 1fr;gap:22px;align-items:center;margin:24px 0}
.alert .alert-icon{width:38px;height:38px;background:var(--navy-pale);color:var(--navy);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:17px;flex-shrink:0;font-family:var(--mono)}
.alert.amber .alert-icon{background:var(--amber-pale);color:var(--amber-dark)}
.alert.green .alert-icon{background:var(--green-pale);color:var(--green-dark)}
.alert h4{font-family:var(--sans);font-size:16px;font-weight:700;color:var(--ink);margin-bottom:4px;letter-spacing:-.015em}
.alert p{font-size:13.5px;color:var(--ink-3);line-height:1.55;letter-spacing:-.005em}
.alert p strong{color:var(--ink);font-weight:600}
.alert p a{color:var(--green);font-weight:600;border-bottom:1px solid var(--green)}
@media (max-width:600px){.alert{grid-template-columns:1fr;gap:14px}}

/* COMPARE / TIER TABLE */
.compare-table{background:var(--white);border:1px solid var(--rule);border-radius:4px;overflow:hidden}
.compare-row{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;border-bottom:1px solid var(--rule-2);align-items:center}
.compare-row:last-child{border-bottom:0}
.compare-row.head{background:var(--navy);color:var(--white)}
.compare-row.head .compare-cell{padding:14px 18px;text-align:center;font-family:var(--mono);font-size:10px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:rgba(255,255,255,.75)}
.compare-row.head .compare-cell:first-child{text-align:left;color:var(--white)}
.compare-row.head .tier-name{font-family:var(--sans);font-size:14px;font-weight:800;color:var(--white);letter-spacing:-.01em;text-transform:none}
.compare-row.head .tier-sub{font-family:var(--mono);font-size:9.5px;color:rgba(255,255,255,.55);font-weight:500;letter-spacing:.06em;margin-top:2px}
.compare-cell{padding:16px 18px;border-right:1px solid var(--rule-2);font-size:14px;line-height:1.5;letter-spacing:-.005em;text-align:center}
.compare-cell:last-child{border-right:0}
.compare-cell:first-child{text-align:left;font-weight:600;color:var(--ink)}
.compare-cell small{display:block;font-family:var(--mono);font-size:10px;color:var(--ink-muted);font-weight:500;margin-top:3px;letter-spacing:.02em;text-transform:uppercase}
.compare-cell .yes{color:var(--green);font-weight:700;font-size:18px}
.compare-cell .no{color:var(--ink-faint);font-weight:500}
@media (max-width:760px){
  .compare-row{grid-template-columns:1fr 1fr;gap:0}
  .compare-row.head{display:none}
  .compare-cell{border-bottom:1px solid var(--rule-2)}
  .compare-cell:first-child{grid-column:1/-1;background:var(--paper-2);text-align:left;padding:12px 18px}
}

/* TEXT LINK */
.text-link{color:var(--green);font-weight:700;border-bottom:1px solid var(--green);transition:all .12s;font-family:var(--mono);font-size:11px;letter-spacing:.04em;text-transform:uppercase;display:inline-flex;align-items:center;gap:5px}
.text-link:hover{background:var(--green);color:var(--white)}
.text-link svg{width:11px;height:11px}

/* ANIM */
@keyframes fadeUp{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:translateY(0)}}
.hero-eyebrow,h1.hero-h,.hero-lede,.hero-ctas,.hero-meta,.scorecard,.ph-h,.ph-lede,.ph-ctas{animation:fadeUp .55s cubic-bezier(.2,.7,.2,1) both}
h1.hero-h,.ph-h{animation-delay:.06s}
.hero-lede,.ph-lede{animation-delay:.14s}
.hero-ctas,.ph-ctas{animation-delay:.22s}
.hero-meta{animation-delay:.3s}
.scorecard{animation-delay:.1s}

/* ===== MOBILE NAV ===== */
.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:6px;color:inherit;line-height:0;flex-shrink:0}
@media(max-width:960px){
  .nav-toggle{display:block}
  .nav-inner{flex-wrap:wrap}
  .nav-cta{display:none}
  .main.nav-open .nav-links{display:flex;flex-direction:column;align-items:stretch;width:100%;order:10;gap:0;padding:8px 0 16px;border-top:1px solid var(--rule)}
  .main.nav-open .nav-links a{padding:11px 4px;font-size:15px;width:100%}
  .main.nav-open .nav-cta{display:inline-flex;order:11;width:100%;margin:12px 0 0;justify-content:center}
}